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logo
  • Home
  • Loan Products
  • Purchase
  • Refinance
  • Reverse Mortgage
  • Home Buyer Resources
  • Calculators
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Online Forms
  • FAQ
  • Borrower Portal
  • Contact
  • Contact 1st FML
  • Book a Call
  • About Us
  • Reviews
  • Blog
  • (305) 779-8420
logo
  • Home
  • Loan Products
    • Purchase
    • Refinance
    • Reverse Mortgage
  • Home Buyer Resources
    • Calculators
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Online Forms
    • FAQ
    • Borrower Portal
  • Contact
    • Contact 1st FML
    • Book a Call
    • About Us
    • Reviews
  • Blog
Apply Now

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Home Loans in Florida

Welcome to the official site of 1st Florida Mortgage Lending. We are a full-service mortgage company based out of Miami-Dade, Florida.  Much of our busines comes from Realtors whom's clients need home purchase loans in Miami, Kendall, Coral Gables, South Miami, and Pinecrest.  However, we also provide our home purchase and refinance loans to all Florida residents.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Commercial | Conventional | Reverse

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial | Jumbo | Reverse

What makes 1st Florida Mortgage Lending unique is that we offer the following niche programs as well: low mortgage rates, down payment assistance, low credit scores, first time home buyers, low costs, flexible loan programs, home purchase mortgages, refinance mortgages, no docs, no income, bank statement mortgage, investor mortgage.

Contact 1st Florida Mortgage Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Connect with Our Experts Today!

(305) 779-8420

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

1st Florida Mortgage Lending
is a fictitious name of
New Era Solutions, Inc.
Company NMLS# 1833582
www.nmlsconsumeraccess.org

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Contact Us

Daneza Socarras, NMLS# 312133
10689 N. Kendall Drive, Suite 319
Miami, FL 33176
Phone: (305) 779-8420
Mobile: (305) 710-3709
Dsocarras@1stFML.com

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1st Florida Mortgage Lending Accessibility Statement

General

1st Florida Mortgage Lending strives to ensure that its services are accessible to people with disabilities. 1st Florida Mortgage Lending has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on 1st Florida Mortgage Lending website

1st Florida Mortgage Lending makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows 1stFML.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

1st Florida Mortgage Lending accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

1st Florida Mortgage Lending continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on 1st Florida Mortgage Lending website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on 1st Florida Mortgage Lending website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: Dsocarras@1stFML.com