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logo
  • Home
  • Loan Products
  • Purchase
  • Refinance
  • Reverse Mortgage
  • Home Buyer Resources
  • Calculators
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Online Forms
  • FAQ
  • Borrower Portal
  • Contact
  • Contact 1st FML
  • Book a Call
  • About Us
  • Reviews
  • Blog
  • (305) 779-8420
logo
  • Home
  • Loan Products
    • Purchase
    • Refinance
    • Reverse Mortgage
  • Home Buyer Resources
    • Calculators
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Online Forms
    • FAQ
    • Borrower Portal
  • Contact
    • Contact 1st FML
    • Book a Call
    • About Us
    • Reviews
  • Blog
Apply Now

1st Florida Mortgage Lending came about through the culmination of over twenty years of serving Floridians with honesty, integrity and competence.  A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.  Furthermore, we pledge to assist borrowers overcome any roadblocks that may arise while securing their loan.  Our goal is 100% satisfaction from all our clients.

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Daneza Socarras, Loan Originator/Manager
NMLS#312133

Co-Founder Daneza Socarras began her career in the real estate title industry in the 1990's, Daneza soon aspired to do more.  In 2000 she went to work as a mortgage processor for Total Realty Solutions (TRS), a boutique style mortgage company.  Very soon thereafter, obtaining her Title Insurance License, she was intrumental in opening TRS' title division.  During this time, she also obtained her Mortgage Broker License.  By 2005 she had obtain her Real Estate License as well and was managing all three divisions of TRS.  After the 2008 financial meltdown, Daneza concentrated on the mortgage industry.  After all, without mortgages title insurance and real estate agencies wouldn't have much to do.  She opened and managed a branch for a national mortgage company for a few years.  Finally, deciding to go on her own, she co-founded 1st Florida Mortgage Lending.  What makes Daneza great at what she does is the combination of her over two decades of experience in all three of the essential areas of the transaction, as well as her one on one, boutique style, approach to customer service.

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Francisco "Frank" J. Obregon, Loan Originator/President
NMLS#315761

With decades of experience in the three essential areas of real estate, Co-Founder Frank Obregon focuses on the company's direction.  Among his responsibilities within 1stFML is to assure its motto never falters: "1ST IN SERVICE 1ST IN RATES".  Having a keen ability to find and integrate the latest technologies and methods of operations, Frank works on lowering costs and improving efficiencies.  Always with the goal of providing a superior clientele experience. A business owner and entrepreneur for over thirty-five years, Frank's personal credo: "Show your employees, vendors and clients the same level of respect you desire from them".

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My Mortgage Ninja

First noticed and brought to light by a client...  My Mortgage Ninja.  Daneza's alter ego... Slithering around the darkness, making sure everything is going smoothly, crossing "T"s dotting "I"s.  You won't see her, but you know she's always there... She's always keeping Frank on his toes, "No matter the technology nor the methods, you better make sure everyone is treated as an individual".  She's is the reason Frank is always muttering OK... OK... Yes... OK... I know... Ay coño!

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

1st Florida Mortgage Lending
is a fictitious name of
New Era Solutions, Inc.
Company NMLS# 1833582
www.nmlsconsumeraccess.org

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Contact Us

Daneza Socarras, NMLS# 312133
10689 N. Kendall Drive, Suite 319
Miami, FL 33176
Phone: (305) 779-8420
Mobile: (305) 710-3709
Dsocarras@1stFML.com

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1st Florida Mortgage Lending Accessibility Statement

General

1st Florida Mortgage Lending strives to ensure that its services are accessible to people with disabilities. 1st Florida Mortgage Lending has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on 1st Florida Mortgage Lending website

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1st Florida Mortgage Lending accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

1st Florida Mortgage Lending continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on 1st Florida Mortgage Lending website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

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If you are experiencing difficulty with any content on 1st Florida Mortgage Lending website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: Dsocarras@1stFML.com